Trusted By 2 Millions+ Customers

Banking Built for Your Future

NovaBanc delivers world-class personal banking, 

smart investments, and seamless digital services 

— all designed to help you thrive financially.

Total Portfolio Value
AED 487,250
↑ +12.4% this year
Savings Rate
4.75%
p.a. guaranteed
Loan Rate from
2.49%
p.a. reducing

AED280B+

Total Assets

2M+

Customers Served

120+

Branches & ATMs

30+

Years Of Excellence

WHAT WE OFFER

Everything You Need to Bank Smarter

Current & Savings Accounts

Earn competitive interest on your savings with zero monthly fees and instant access to your money.

Credit Cards

Earn cashback, air miles, and exclusive rewards on every purchase with our premium card range.

Home Loans

Own your dream home with flexible mortgage options and rates starting from just 2.49% p.a…….

Car Loans

Get funds for any need — from education to travel — with fast approval and flexible repayment terms.

Personal Loans

Grow your wealth with expert-guided portfolios, funds, stocks, and structured investment products.

Investments & Wealth

Grow your wealth with expert-guided portfolios, funds, stocks, and structured investment products.

LATEST OFFERS

Exclusive Promotions For You

Home Loan at 2.49% p.a.

Limited time offer on new mortgage applications. Get pre-approved in 60 minutes.

Platinum Card — 10% Cashback

Earn 10% cashback on dining and groceries for your first 3 months with our Platinum card. o.

4.75% p.a. Fixed Deposit

Lock in a guaranteed return with our 12-month fixed deposit — no market risk.

DIGITAL BANKING

Bank Anytime, Anywhere​

Our award-winning app puts your entire financial life in your pocket — securely and effortlessly.

 

Bank- Grade Security​

Biometric login, real-time fraud alerts, and 256-bit encryption keep your money safe 24/7.

Instant Transfers​

Send money locally or internationally in seconds with zero fees on inter-bank transfers.

Smart Spending Insights​

AI-powered analytics track your spending patterns and suggest smarter budgeting strategies.

Available Balance

AED 24,850.00

Recent trancations

Transactions
Carrefour Hypermarket
Today, 10:32 AM
−AED 312.50
Salary — ACME Corp
Yesterday
+AED 18,000
Netflix Subscription
14 Jun
−AED 59.00

TODAY’S RATES

Competitive Rates, Transparent Terms

All rates updated daily. No hidden fees, no surprises.

 

Savings Account

4.75%

Per annum on balance above AED 5,000

Personal Loan

5.49%

Per annum reducing rate from

Home Loan

2.49%

Per annum fixed for first 3 years

Fixed Deposit

5.25%

Per annum on 12-month deposits
 

TOOLS

Loan EMI Calculator

Estimate your monthly repayments instantly. No commitment required.

 
EMI Calculator

Loan Summary

Monthly EMI

Total Interest

Total Payment

Estimated Repayment

Monthly EMI

AED 3,019

Principal Amount

AED 100,000

Total Intrest

AED 8,689
 

Total Repayment

AED 108,689

Customer Stories

What Our Customer Say

"NovaBanc approved my home loan in under 24 hours. The process was completely online and the support team was outstanding throughout."
Ahmed Al kaabi
Homeowner, dubai
"The mobile app is simply the best in the UAE. I manage everything from transfers to investments without ever visiting a branch."
Sunitha Rao
IT Professional, abu dhabi
"Their Platinum credit card cashback program has saved me thousands every year. The rewards on dining alone are exceptional."
Mark Joubert
Business Owner, Sharjah

Branches & ATMs Across the UAE

With a wide network of branches and ATMs, banking in person is always close by — wherever you are in the Emirates.

 

 78

Branches Nationwide

450+ 

ATMs Available 24/7

Your Bank in Your Pocket

Download the NovaBanc app and experience instant banking, real-time notifications, and smart money tools — all in one place.

NovaBanc
Balance
AED
24,850
RECENT
Carrefour
-AED 312
Salary
+AED 18,000
My Cards
PLATINUM CARD
•••• ••••
4821
Ahmed Al-Kaabi
Cashback earned this
month
AED 248
Scroll to Top